The purpose of this research is to know and analyze the influence of Third Party Fund (DPK), Neet Profit Msrgin (NPM), Operational Cost of Operating Income (BOPO), Non Performing Loan (NPL), and Cpital Adequacy Ratio (CAR) Public go public in Indonesia either partially or simultaneously. Banking companies that are the sample of this study are commercial banks go public during the period 2011-2014 as many as 26 banks, there are several research methods used to achieve the purpose of this study include multiple linear regression, classical assumption test (normality test, heteroscedasticity test, multicoloniearity test, Autocorrelation test), and hypothesis testers (t-test, f-test, and test of determination degree (R2). The results of this study indicate that there are three things, namely DPK, BOPO, NPL, and CAR partially no significant effect on credit distribution (LDR), NPM partially significant effect on loan distribution (LDR) 2,962, and DPK, NPM, BOPO, NPL And CAR simultaneously have a significant effect on credit distribution (LDR) at commercial banks go public in Indonesia.
Keywords:Third Party Fund (DPK), Neet Profit Margin (NPM), Operational Income Operating Cost (BOPO), Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), and LDR.
PENGARUH DANA PIHAK KETIGA, NETT PROFIT MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL, NON PERFORMING LOAN, DAN CAPITAL ADEQUACY RATIO TERHADAP PENYALURAN KREDIT PADA BANK UMUM GO PUBLIC DI INDONESIA